Underwriter I-III

Sandbox Mutual Insurance is a fast-growing mutual insurance company focused on creating a delightful experience for its customers. As an Underwriter I-III, you will review and process new business, renewals, and revisions for various lines of insurance while evaluating risks and determining appropriate rates and coverage.

Responsibilities

• Reviewing applications, renewals, and revisions to existing policies for insurance to determine the nature and degree of the risk
• Researches and obtains additional information on risk if required
• Determining if risk is acceptable, is acceptable with restrictions, or should be declined based on analysis and evaluation of all information pertinent to the risk within the authority limit guidelines of this position
• Risks to be declined must be referred to a more senior underwriter
• Determining action required to improve risk and recommends restrictions to coverages or revisions to deductibles or premiums based on analysis of the risk
• Determining appropriate rates, applies applicable discounts, and surcharges and calculates premiums
• Processing new applications, renewals, revisions, cancellations, and quotes
• Answering inquiries orally and/or in writing and acts as a technical resource to brokers, insureds, and other employees on policy exclusions, wordings, coverages, and premiums
• Developing correspondence to request information and to explain underwriting requirements and decisions
• Training and providing guidance to clerical staff
• Performing quality control checks
• Testing the accuracy of information systems including updates to the system
• Perform other related duties as assigned

Skills

• Completion of Grade 12 education
• Completion of at least one Insurance Institute Course along with a positive commitment towards the completion of the CIP designation, demonstrated by completing two Institute courses per year
• One-year related insurance experience
• Knowledge of the rating of policies and related underwriting practices
• Ability to communicate clearly and effectively and manage multiple tasks and deadlines despite interruption
• Fantastic detail-orientation skills with strong interpersonal and problem-solving skills
• Friendliness and interpersonal communication skills — the ability to maintain effective working relationships with team members and encouragement of company culture

Benefits

• Tons of opportunities for professional development – on us
• Great benefits for you and your family, like dental and health and wellness spending accounts
• Annual paid vacation time, so you don’t have to put your travel dreams on hold
• A hybrid work program, when applicable
• A paid, Earned Day Off (EDO) every three weeks. That’s like 17 extra vacation days a year!
• Free electrified parking at our head office
• Two paid days a year to volunteer for causes that matter to you (on company time!)
• DC pension plan, and what’s even better—we match 6% of contributions

Company Overview