Note: The job is a remote job and is open to candidates in USA. Regions Bank is committed to providing a career-focused environment for its associates. They are seeking a Mortgage Loan Officer who will direct the origination of residential mortgage loans through customer interactions and referrals, while maintaining compliance with lending practices and regulations.
Responsibilities
- Completes mortgage applications for submission to the loan processing and underwriting departments
- Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
- Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
- Structures loan to comply with acceptable lending practices and Federal regulations
- Proactive outreach through outbound calling and email to marketing prospects in addition to the ability to quickly respond to customer inquiries whether online or by phone
- Answers customer calls and business partner referrals to discuss various loan products and qualification information
- Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
- Cross-sells other bank products and services
- Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
- May participate in networking through professional, business and community organizations and activities to promote and market loan products
Skills
- High School Diploma or GED
- Registration with the Nationwide Mortgage Licensing System and Registry (NMLS)
- Bachelor's degree
- Previous Sales Experience
- Previous Customer Service Experience
- Desire for a Mortgage Banking Career
- Mortgage Loan Officers with a current minimum of 1M per month average proven production volume
- Current mortgage origination experience
Benefits
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Company Overview
Regions Financial Corporation is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. It was founded in 1971, and is headquartered in Memphis, Tennessee, USA, with a workforce of 10001+ employees. Its website is https://www.regionsinsurance.com/.