Coastal is at the forefront of modern banking, combining strong financial infrastructure with cutting-edge Banking-as-a-Service (BaaS) and fintech enablement strategies. The In-House Counsel role provides foundational legal support across the bank's traditional and fintech businesses, focusing on legal research, contract review, and supporting day-to-day legal workflows.
Responsibilities
- Assist with initial review of commercial, vendor, and technology contracts
- Draft basic contract language, amendments, and templates under supervision
- Identify and escalate potential legal or business risks to senior attorneys
- Support contract administration tasks, including tracking, routing, and maintaining documentation
- Help prepare summaries, checklists, and comparison charts for contract terms
- Conduct legal research on banking, fintech, privacy, compliance, and commercial matters
- Prepare research memos, issue summaries, and recommendations for senior attorney review
- Assist with monitoring changes in laws and regulations relevant to banking and fintech
- Support external attorneys on regulatory questions by gathering documents, drafting outlines, and preparing briefing materials
- Provide first-level issue spotting on operational or partnership matters, escalating concerns appropriately
- Assist cross-functional teams by gathering details, coordinating information, and preparing legal summaries
- Help review internal policies and procedures by checking for alignment with legal requirements under external attorney guidance
- Assist with preparing Board and committee materials, including first drafts and proofreading
- Help maintain corporate governance documents, organizational charts, and recordkeeping
- Participate in Board meetings primarily as a note-taker or observer
- Assist with gathering data and preparing initial drafts for governance disclosures and required filings
- Support administrative aspects of stock issuance, transfers, and documentation
- Maintain accurate corporate logs, shareholder records, and regulatory documentation
Skills
- Strong analytical skills with the ability to interpret complex legal, contractual, and regulatory issues
- Excellent legal research and writing skills with strong attention to detail
- Strong contract negotiation skills with the ability to understand both legal and financial implications of terms
- Effective interpersonal, communication, and presentation skills; able to convey legal concepts clearly to non‑legal stakeholders
- Ability to build and maintain strong working relationships across teams and with leaders at all levels
- Demonstrated ability to prioritize, manage multiple tasks, and meet deadlines in a fast‑paced environment
- Comfort learning new technologies, contract management tools, and legal systems; experience with CLM tools (e.g., Agiloft) preferred
- Curiosity and willingness to learn areas such as corporate governance, banking regulations, fintech partnerships, and commercial transactions
- Juris Doctor (J.D.) from an ABA‑accredited law school
- Active member in good standing with the Washington State Bar (or ability to obtain Washington in‑house counsel registration promptly upon hire)
- 0–3 years of legal experience in corporate law, banking/financial services, fintech, commercial transactions, or related practice areas
- Experience drafting or negotiating commercial or technology contracts
- Experience supporting corporate governance, Board/committee operations, or regulatory filings
Benefits
- Medical Coverage: Choose from three competitive medical plans to find the coverage that best fits your needs and lifestyle.
- Health Savings Account (HSA): Available with eligible medical plans, offering tax advantages and employer contributions.
- Flexible Spending Accounts (FSA): Options for healthcare and dependent care expenses to help you save on out-of-pocket costs.
- Dental and Vision Insurance: Plans to keep you and your family smiling and seeing clearly.
- Life Insurance: Company-paid basic life insurance with options to purchase additional coverage for yourself and your dependents.
- Long-Term /Short-Term Disability (LTD): Income protection in the event of a long-term illness or injury.
- Supplemental Benefits: Including Hospital Indemnity, Accident Insurance, and Critical Illness coverage to provide extra financial support when you need it most.
- 401(k) Retirement Plan: A competitive retirement savings plan with company matching to help you plan for the future.
- Paid Time Off: Generous vacation and sick leave policies to support your time away from work.
- Holidays: Enjoy 11 paid holidays throughout the year.
Company Overview
At Coastal, we are redefining the banking experience through innovative embedded finance solutions tailored for the modern marketplace. It was founded in 1997, and is headquartered in Everett, WA, US, with a workforce of 201-500 employees. Its website is http://www.ccbx.com.